UK net salary calculator

Enter your annual salary and select the UK tax region that applies to you. Scotland uses different Income Tax bands; National Insurance is UK-wide.

Enter your details

Where do you live?

Scotland has separate income-tax bands; England, Wales and Northern Ireland share the same bands for 2026/27.

Leave at 0 if you do not want to model a pension contribution.

Estimate for a standard PAYE employee in the 2026/27 tax year. Pension is treated as a pre-tax employee contribution; tax code, benefits and payroll timing can change the result.

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Fill in the form to see your take-home pay.

How this calculator works

The estimate uses the 2026/27 Income Tax bands, employee category A National Insurance and the official student-loan repayment thresholds. England, Wales and Northern Ireland share the main bands; Scotland is calculated separately.

Official sources

Can the result match my payslip exactly?

Not always. Your tax code, pay frequency, bonuses, taxable benefits, pension method, State Pension age and payroll rounding can change the amount on your payslip.

Plan what to do with your UK salary

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